Best Investment Apps UK

We have compiled a list listing the top UK investment apps. The list is broken down into three categories: investment platforms, trading apps, and Robo advisors.

Compare our top ten investment apps below. All the apps listed below are available on iOS and Android.

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Best Investment Apps UK

Interactive Investor – One trade per month for free; Many research opportunities

Type of Platform

Investment Platform

Annual Platform Fee

PS120 – PS240

Minimum ISA deposit

PS25

Interactive Investor offers over 40,000 investment options. These include funds, investment trusts, and ETFs. Each month, you will receive a free trade that you can use to either buy or sell any investment. You can top up your ISA for free each month. There are also no trading fees when you use its regular investing service. There are many ready-made funds available, and experts can help you make investment decisions. Interactive Investors’ products include Trading Accounts, Stocks and Shares, ISA and SIPP as well as Junior ISA.

Capital at risk.

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Hargreaves Lansdown- Many investment options, research, and tips

Type of Platform

Investment Platform

Annual Platform Fee

0.45% – 0% (Funds)

0.45% (Shares, max PS45/year).

Minimum ISA deposit

PS100 lump sum

or PS25 per month

A prestigious ISA can help you kickstart your investment. Hargreaves Lansdown has thousands to choose from, including the UK and international shares, funds, and investment trusts. With expert research and suggestions to assist you, you can either choose a pre-made portfolio or make your own.

Access your account via the web, app, and phone. Hargreaves Lansdown provides services such as Stocks and Shares ISAs for Lifetime ISAs and Junior ISAs. They also offer Fund and Share Accounts and SIPPs. These services are designed for investors who want to make their own decisions. Capital at risk. Other charges apply.

InvestEngine: Low cost, 250+ commission-free ETFs

Type of Platform

Investment Platform

Annual Platform Fee

Free – 0.25%

Minimum ISA deposit

PS100

InvestEngine is a UK-based low-cost platform that offers a range of portfolios customized to your needs. It also allows you to do DIY investing without commissions to help you build long-term wealth. Over 250 exchange-traded funds can be accessed by users from Vanguard, iShares, and other major brands. InvestEngine offers two options depending on your investing skills: For beginners or those who are more experienced, there is an option to select one of the managed portfolios.

Here the experts from InvestEngine will make the investment decisions. These portfolios have a platform charge of 0.25 percent per year. For advanced investors or those who have confidence, you can choose from 250+ non-commissionable ETFs to build your portfolio. The DIY Portfolio does not charge any platform fees. All portfolios of InvestEngine come with no setup fees, dealing fees, or withdrawal fees.

InvestEngine makes it easy to invest in stocks and shares ISAs, personal accounts, or business accounts. Capital at risk.

Promo PS25 bonus for new customers who invest less than PS100 For new customers who open ISAs before 6 pm, April 5 2022, a bonus cash bonus of up 500 will be offered. Terms and conditions apply.

eToro – Buy/Sell cryptocurrencies; 0% Commission On Real Stocks

Type of Platform

Investment Platform

Annual Platform Fee

PS0

Minimum Deposit

US$10

eToro offers multi-asset investing, including trading CFDs and stocks. eToro provides over 40 fully allocated, balanced investment portfolios. These portfolios are based on market segments you understand and can relate to. The portfolios include BigTech. dividend growth. sold worldwide. Vaccine-Med. FoodDrink. BitcoinWorldWide. CyberSecurity. Diabetes-Med. Driverless. gig economy. Utilities.

These portfolios combine multiple assets (stocks, cryptocurrencies, ETFs, and even people) that are combined based on a specific theme or strategy. eToro also offers a wide selection of investments that you can choose from, whether you want to invest in individual stocks or cryptocurrencies. eToro allows you to open an account completely free of charge. All registered users will receive US$100,000. US$5 fee applies to withdrawals and deposits. eToro doesn’t offer an ISA/SIPP.

Please be aware that crypto assets are highly volatile, unregulated investments products. Investor protection is not available in the UK or EU. Your capital is at stake. 68% of retail investor accounts also lose money trading CFDs with this provider. Consider whether you can afford the high risk of losing your money.

Stake-free trading; Fractional shares. Analyst ratings

Type of Platform

Trading App

Annual Platform Fee

PS0

Minimum Deposit

PS50

Stake, a global brokerage that is free of commissions, gives you access to over 4,500 US stocks and ETFs through a mobile app and a web interface. To access more advanced features, you can upgrade to Stake Black at US$9/month (or US$90/year). Stake-free gives you unlimited access to the platform’s assets, unlimited commission-free trading, advance orders types, and fractional trades. Stake Black provides access to analyst ratings and price targets as well as the full financials of the company. You can also trade on unliquidated funds. For non-USD withdrawals or deposits, FX rates will apply. Stake does not offer ISAs or SIPPs. Capital at risk.

DEGIRO – Cheap share dealing; 200 Commission-free ETFs

Type of Platform

Trading App

Annual Platform Fee

PS0

Minimum Deposit

PS0

DEGIRO is an award-winning investment broker that lets you trade in stocks and bonds, ETFs as well as options, futures, warrants, certificates, and many other assets on more than 50 international exchanges. There are thousands of financial instruments that can be regulated, which allows investors to diversify their portfolios around the world. DEGIRO allows you to invest in up to 200 commission-free ETFs.

This means that you don’t have to pay a commission if you invest only in ETFs. Terms apply. Dealing in UK stocks will cost you PS1.75 + 0.014% per deal. US stocks will cost EUR0.5 + $0.004 per share, and Irish stocks will cost EUR4 + 0.05% each deal. For more information, please click. DEGIRO does offer an ISA or SIPP but does not offer one.

DEGIRO currently boasts over 1 million customers from 18 countries. It’s suitable for both beginners and experienced investors. The platform can be accessed via the web portal and mobile app from any device.

Moneyfarm is a mid-priced investment platform that offers advice and ESG investment strategies.

Type of Platform

Robo Advisor

Annual Platform Fee

0.75% – 0.35%

Minimum ISA deposit

PS500

Moneyfarm is a UK-based Robo advisor. It provides a personalized plan for your investment based on your risk preferences. It offers seven risk-rated portfolios with different levels of risk, including ethical investments. Moneyfarm’s investment team is active and will manage your investments. This means you can feel confident that you have an excellent mix of hardworking assets sourced from all corners of the globe.

Moneyfarm’s financial consultants can offer personalized, free digital advice. You can talk to your consultant by phone, email, or in person. Moneyfarm products include Stocks and Shares, ISA, and General Investment accounts. Personal Pension can also be purchased. Moneyfarm recently added the ESG (Environmental, Social, and Governance) investment style. Capital at risk.

Plum – Low cost, Automatic investing; Beginner-friendly

Type of Platform

Robo Advisor

Annual Platform Fee

PS12

The first month free

Minimum ISA deposit

PS1

Plum Plus or Plum PRO (from PS1 a Month) allows you to choose which fund you want to invest your money in. Plum will automatically determine how much money you have available and then invest that amount for your benefit. You decide what is important to you and your investments. You can choose to invest in emerging markets or technology, or ethical businesses, for example. Plum offers Stocks and Shares, ISA and SIPP and other money management tools.

Chip – Low cost, automatic investing; ethical investments

Type of Platform

Robo Advisor

Annual Platform Fee

0.25% – 0.75% + (PS1.50 – PS3.00/month subscription)

Minimum ISA deposit

PS1

Chip recently launched their investment product, which allows users the option to choose between three funds, namely Adventurous, Balanced, and Cautious, depending on what your risk appetite is. BlackRock is the world’s biggest investment manager and manages the funds.

Although the funds are passive, the Index Allocation Team at BlackRock continues to monitor the funds daily. The chip allows you to enjoy automatic savings and investments via Round-Up and competitive interest rates for your savings.

Chip offers a tax-free individual savings account, including Stocks and Shares ISA, General Investment Account (GIA), or Automatic Savings Account. Capital at risk.

Circa5000: Ethical investments; Auto-investing; Beginner-friendly

Type of Platform

Robo Advisor

Annual Platform Fee

0.50% + (PS1/month subscription fee)

Minimum ISA deposit

PS5

Circa5000, a UK Robo advisor, allows you to access a range of ethical investments. There are ETFs that have been designed to create social and environmental solutions. These ETFs can also generate a financial return. There are three options for portfolios: People, Planet, or Planet & People.

Each portfolio offers three risk levels to choose from – Balanced, Adventurous, or Cautious, depending on your risk preference. Circa offers automatic investments via Round-Up and exclusive deals at many retailers such as Oddbox, Honest Mobile, and Coral Eyewear.

Circa5000 provides tax-free individual savings accounts (Stocks & shares ISA & Junior ISA), as well as taxable general investment accounts. Capital at risk.

How can I invest my money in the UK?

  • Determine what you want for your investment. Most people start with funds. Funds are a great way to save time buying shares in multiple companies and stocks individually. Because you share in the risks and costs of investing in single stocks, they are safer and more cost-effective than investing in them individually.
  • Find an investment platform. You can invest in banks, building societies, and stockbrokers. Your objectives, your investing knowledge, and your personal situation will dictate the provider you choose. For example, beginners will choose Robo advisors, while experts will prefer more established platforms.
  • Select a tax wrapper. This reduces the amount of tax you pay on your investments. Some examples of tax wrappers are ISA, SIPP, and Pension.

How much should a beginner invest in the first time?

You can invest as much as you want or as little as your heart desires. You can start investing as little as PS25 per month with most investment platforms and robot advisors. Some even accept PS1.

What is the best way to invest small amounts in the UK?

Here are the best ways you can start investing with little money

  • Robo Investing – Robo investing, or automated financial planning, is offered by Robo advisers. It allows you to easily invest in hundreds of stocks and bonds directly from your phone without having to deal with picking stocks, shares, or any other type of investment as little as PS1 is required to start Robo-investing.
  • Automatic Investing When you sign up for auto-investing, you grant a finance application permission to regularly invest your spare cash in the stock exchange. The technology is used by automatic investment apps to determine how much money you have available and to automatically invest it.
  • Direct Deposits (Regular Investment Service) Most investment platforms allow you to invest small amounts every month using their regular investing service. Tip: Regular dealing fees for investing are often less than standard deals fees. Some platforms don’t charge any fees for investing regularly.

Which is the best investment app to help beginners in the UK?

Here are some great apps for beginners in the UK:

  • Plum Low-cost; Automatic Investing; Good for Beginners
  • Wealthfarm – Mid-price range. Offers advice, ESG investments
  • eToro – Buy/sell cryptocurrencies, 0% commission on stocks real
  • InvestEngine- Low cost, 250+ commission-free ETFs
  • – Low-cost, automatic investing; ethical investment
  • Circa5000- Only ethical investments, auto-investing; beginner-friendly

What should a beginning investor invest in?

These are some investment options for novice investors:

  • Index funds
  • Exchange-traded funds (ETFs).
  • Gilts
  • Bonds
  • Treasury bills

How do I invest my stocks in the UK?

There are two options for buying shares and stocks. You have two options: either purchase individual shares from a company through an investment platform or stockbroker, or you can invest in a fund that pools money from investors to buy many shares.

Funds are a less risky and expensive way to invest shares because you share the costs and risks of the investment with other investors.

Online stockbrokers and investment platforms allow you to invest regularly in shares and stocks (e.g., PS25 per month, or sometimes (e.g., A lump sum payment of PS1,000

You will need the services of a stockbroker to purchase shares, regardless of whether you are going online or offline. Three types of stockbroker services are available: execution-only advisory, discretionary and advisory.

Which stock trading platform is best for beginners

Here are some top stock trading sites in the UK for beginners:

  • Interactive Investor One trade per calendar month; many research and tips
  • AJ Bell Youinvest – Mid price range; many ideas, insights, and tips
  • Share – No trading fees; fractional shares; analyst rating
  • eToro – Buy/Sell cryptocurrencies; 0% Commission on Real Stocks
  • Fineco Bank – No platform fee; cheap share dealing + promo

What is a Robo Advisor?

Robo advisors, which are companies that use technology to provide financial planning services with minimal or no supervision from humans, are tech companies. Their algorithms determine your risk level and provide you with a list of pre-made investments that are based on it. Many fintech startups, as well as established investment platforms, offer Robo-advisor services.

The UK calls Robo advisors do-it for-me investment platforms.

What is a ready-made portfolio, exactly?

A ready-made portfolio of investments is a mix of investments that fund managers have created to make it easier for investors to choose the right shares or funds. A ready-made portfolio can give you access to hundreds of investment options.

What stock advice website is the best?

Here are the best sites for stock research and investing ideas in the UK.

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